Each demo runs in your browser with sample data, so you can try it before you buy. The full edition saves in your browser and adds backup, CSV export and print.
Open Enrollment Health-Cost Planner
Compare health-plan options and estimate your yearly costs before open enrollment closes. $19
Beat Rising Prices Budget Planner
Track cash flow, triage spending and plan around higher everyday costs. $19
PhD Stipend & Loan Budget Planner
Budget your stipend month by month, spot gaps, and keep student loans in view. $19
Plan today's focus, run study sessions and review with cards, without burning out. $19
Map milestones, advisor meetings and deadlines from coursework to defense. $19
Click a planner title to buy it securely on Payhip.






Grad-IQ Launch Pad job search planner — $7
Track every application on a pipeline board that flags follow-ups, tailor your resume to each job ad's keywords, prep STAR stories and check postings for scams.
Grad-IQ Paycheck-to-paycheck planner — $7
Budget one paycheck at a time: give each bill to the paycheck that pays it, get a safe-to-spend number for the next 7 days, audit subscriptions and plan sinking funds.
Grad-IQ 30-day reset planner — $7
A 30-day reset that fixes one area at a time: a focus each week, a 10-minute start timer with a mood check-in, a never-miss-twice habit grid, a screen-time log and a weekly proof journal.
Grad-IQ $50-a-week meal planner — $7
Plan a week of meals and the grocery list builds itself from your own prices, with cost per meal against takeout, a 3-proteins-plus-3-bases prep mode and a pantry and leftovers tracker.
Grad-IQ Brain-dump & do planner — $7
An ADHD-friendly planner: one box to dump everything, one-tap sorting, countdowns for the deadlines that cost money, time blocks with leave-by alerts and a morning routine with a bad-day version.
Grad-IQ Debt-free countdown — $9
Compare snowball and avalanche payoff dates for credit cards and other non-student debt, see what an extra payment saves, watch each balance shrink and use a script to ask for a lower APR.
Grad-IQ Move-out / move-in planner — $7
Plan a move for grad school or a new job: a week-by-week countdown, a rent check against your own limit, DIY vs hired mover quotes, a keep/sell/donate inventory and an apartment viewing scorecard.







Lumen 7-Step Time Planner — $19
From chaos to a calm week. A guided, one-step-at-a-time planner that walks an overwhelmed student to a simple weekly plan.
Steady Money Stress Planner — $19
A calm, five-step money planner that takes you from cash-flow stress to a simple weekly money plan, showing your leftover or shortfall and one or two money moves for the week.
Capacity Work Focus Planner — $19
Protect deep-work blocks, trim meeting load (keep, shorten, decline or batch), clarify expectations and use AI to add capacity, with a weekly hours budget.
A digital study planner built around retrieval practice and spaced review, with defaults for high school, college and master’s–Ph.D. students.
Know where your money goes this month: a simple student budget tracker.





Grad-IQ Stipend budget planner — $9
Grad-IQ Stipend tax worksheet — $9
Grad-IQ 2026 loan funding-gap calculator — $9
Grad-IQ Loan repayment plan tracker — $7
Grad-IQ $1,000 emergency fund builder — $5
Grad-IQ Basic-needs & benefits checklist — $5
Grad-IQ Spaced-practice study calendar — $7
Grad-IQ Deep-work block planner — $7
Paper Triage Reading Planner — $7
Grad-IQ Dissertation & defense countdown — $5
Grad-IQ Grad admissions tracker — $7
Grad-IQ Weekly stress check-in — $5
Grad-IQ Advisor-meeting log — $5












Budget & Money bundle — $24 (6 tools)
Study & Time bundle — $19 (6 tools)
Graduation & Regalia bundle — $15 (3 tools)
Stress & Support bundle — $8 (2 tools)
Life & Launch bundle — $29 (all 7 Life & Launch planners)
Full Grad-IQ Suite — $49.99 (all 14 core tools)
Click a bundle or the full suite to buy. Instant download after checkout.
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